Buying your first home provides a wonderful feeling of accomplishment and security. It’s also one of the biggest financial commitments you may make in your lifetime. And it can be overwhelming.
Your first home purchase is an important milestone. It is the first step in increased financial independence and offers significant lifestyle advantages. We offer a variety of tools, information, and programs designed to help you reach your home ownership dream. Our mortgage professionals know all the details required to finalize your home buying transaction – so you don’t have to worry.
The Radford Company will make sure your first-time home buying experience is a good one.
Education and an Experienced Lender Are the Keys
Buying your first home can be an intimidating process but some basic knowledge and a qualified lender to help you navigate the process will make all the difference.
It’s important to understand the lending process and be prepared to make smart home choice and financing decisions. Being familiar with basic loans types available for first-time homebuyers, as well as common mortgage terms and credit basics will help you be a smart consumer. Working with experienced real estate and lending professionals to help guide you through the process can be invaluable during your first home purchase.
The Radford Company offers a variety of loan programs developed specifically for first-time homebuyers:
- Fixed rate and adjustable rate mortgages
- FHA and VA loans
- Down payment gifts
- Loans for borrowers with “less-than-perfect” credit
Our mortgage calculators can provide estimates for loan amounts and payments. By completing a mortgage pre-qualification you and your Realtor will have a realistic idea of how much home you can afford and give you negotiating leverage. A free consultation with one of our mortgage professionals can get your started on your home buying adventure.
Contact us today to learn more about the many available programs we have for first-time homebuyers.