Congratulations on your decision to purchase or refinance your home!

Your home may be your largest financial transaction to date, so it’s important to make the right decisions and keep an eye on the details. With the assistance of your Realtor® and mortgage professional, it should be an efficient, headache-free, and ultimately rewarding experience.

Whether you’re a first time homebuyer or an experienced homeowner, there are many things to consider throughout the mortgage process. The helpful tips and information below will help you get started with your purchase or refinance.

Mortgage 101